Privacy Policy

Last updated: September 15, 2025

This Privacy Policy explains how CEO Financial Literacy Academy (“CEOFLA,” “we,” “us,” or “our”) collects, uses, discloses, and safeguards your information when you visit our website and related services (collectively, the “Service”). By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.

Key Definitions

  • Account: A unique account created for you to access certain features of the Service.
  • Affiliate: Any entity that controls, is controlled by, or is under common control with us.
  • Company / we / us / our: CEO Financial Literacy Academy, a Florida nonprofit organization. For GDPR purposes, we are the Data Controller.
  • Consumer (CCPA/CPRA): A California resident.
  • Cookies: Small files placed on your device to store browsing data.
  • Country: United States — State of Florida.
  • Device: Any device that can access the Service (e.g., computer, phone, tablet).
  • Do Not Track (DNT): A browser setting to signal tracking preferences.
  • GDPR: EU General Data Protection Regulation.
  • Personal Data: Any information relating to an identified or identifiable individual.
  • Service: Our website and any online programs, forms, or tools we provide.
  • Service Provider / Processor: Third parties that process data on our behalf.
  • Usage Data: Data collected automatically (e.g., IP address, device/browser info, pages viewed).
  • You: The individual using the Service (also “Data Subject” under GDPR).

What We Collect

Personal Data you provide (examples):

  • Name, email address, phone number, mailing address, city/state/ZIP
  • Employment/education info you submit in applications or registration forms
  • Preferences (e.g., program interests, workshop selections)
  • SMS consent records (date/time, source, wording)

Usage Data collected automatically:

  • IP address, browser type/version, device identifiers, operating system
  • Referring/exit pages, pages viewed, timestamps, time on page
  • Mobile device information when accessing via mobile

Cookies & Similar Technologies
We use:

  • Essential cookies (session) for security and core features
  • Preference cookies (persistent) to remember settings
  • Analytics beacons/pixels to understand site usage
    You can block cookies in your browser; some features may not function if you do.

How We Use Information

We use Personal Data to:

  • Provide, maintain, secure, and improve the Service
  • Manage Accounts and registrations; process donations, purchases, or event sign-ups
  • Communicate with you (email, phone, SMS, push notifications) about updates, programs, and opportunities (you can opt out)
  • Respond to inquiries, support requests, and exercise of privacy rights
  • Conduct analytics, research, impact measurement, and program reporting (using aggregated/de-identified data where possible)
  • Enforce terms, prevent fraud and abuse, and comply with laws
  • Facilitate organizational changes (e.g., merger, asset transfer)

When We Share Information

We may share Personal Data:

  • Service Providers / Processors: hosting, email/SMS delivery, analytics, CRM, payment processing, event platforms
  • Affiliates & Partners: with appropriate safeguards, to deliver co-branded or joint programs you choose
  • Business Transfers: in a merger, reorganization, or asset transfer
  • Legal / Safety: to comply with law, court order, or protect rights, safety, or security
  • With Consent: for any other purpose you authorize

We do not sell Personal Data as commonly understood. Some disclosures to vendors for analytics/advertising may be considered a “sale” or “sharing” under certain state laws; see “Your State Privacy Rights.”

Retention

We retain Personal Data only as long as necessary for the purposes described, to meet legal/accounting/reporting requirements, resolve disputes, and enforce agreements. Usage Data may be retained shorter, unless needed to improve security/functionality.

International Transfers

If data is transferred outside your state/country, we use reasonable safeguards to protect it consistent with this Policy.

Your Choices & Rights

  • Email: Unsubscribe via the link in our emails or by contacting us.
  • SMS: Text STOP to opt out; text HELP to 305-849-2035 for assistance. Message frequency varies. Message & data rates may apply.
  • Cookies: Manage through your browser settings.
  • Access/Update/Delete: Email us to request access, correction, portability, or deletion of your Personal Data. We will verify your identity and respond consistent with applicable laws.

Children’s Privacy; Education Records

Our Service is not directed to children under 13, and we do not knowingly collect Personal Data from children under 13 without verifiable parental consent (COPPA). Certain program components may involve schools or colleges; when we receive student education records from an educational institution, those records may be governed by FERPA and handled pursuant to the institution’s direction. If you believe a child under 13 provided Personal Data, contact us so we can delete it.

Healthcare Navigation Disclaimer

We may assist with healthcare navigation and benefits enrollment; CEOFLA is not a healthcare provider or HIPAA covered entity. If we ever act as a Business Associate to a covered entity, HIPAA-compliant terms will apply to that relationship.

“Do Not Track”

We do not currently respond to DNT signals. Third-party services may collect information about your online activities over time and across different sites.

Your State & International Privacy Rights

  • GDPR (EEA/UK): You may have rights to access, rectify, erase, restrict, object, and portability; and to withdraw consent where processing is based on consent. You may lodge a complaint with your local Data Protection Authority.
  • California (CCPA/CPRA): California residents may request to know, access, correct, delete, and opt-out of sale/sharing; and to limit use/disclosure of sensitive Personal Data. We do not use sensitive data beyond what is necessary to provide the Service.
  • Florida: We comply with applicable Florida laws. Where the Florida Digital Bill of Rights applies, eligible Florida residents may exercise similar rights regarding targeted advertising, sale, or profiling—contact us to make a request.

To exercise any rights, email info@ceofinlit.com with “Privacy Request,” describe your request, and provide sufficient information to verify your identity (or authorized agent status).

Security

We use commercially reasonable administrative, technical, and physical safeguards. No method of transmission or storage is 100% secure.

Third-Party Links

Our Service may link to third-party sites. Their privacy practices are governed by their own policies.

Changes to This Policy

We may update this Policy. Changes take effect when posted. We will update the “Last updated” date and, when required, provide additional notice.

Contact Us

CEO Financial Literacy Academy
Email: info@ceofinlit.com
Phone/SMS: 305-849-2035